We take great Pride in our abilities to find low cost options for Medicare Part D coverage for all enrollees. Our insurance specialists will provide you with a monthly and yearly cost estimate based on the prescription drugs that you currently take on a regular basis.
We generally will ask you for your prescription drug list and after our analysis we will provide you with a cost estimate of the top 3 plans based on our research.
This eliminates all of the guesswork and gives you the peace of mind knowing that you will have the best possible coverage based on your specific needs.
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Most Medicare Part D plans have what is called a coverage gap which is commonly referred to as the "Doughnut Hole".
When the total drug costs reach $2700 you will then be responsible for 100% of your prescription costs until your " True Out Of Pocket" costs reach $4,350.
If you get through the coverage gap your plan will then begin paying again. This is called "Catastrophic Coverage". At this point the plan will pay 95% of the cost of your drugs.
How To Reduce Your Part D Costs
The best way to reduce costs is to plan carefully. You should do a yearly review since plans change each year and may not continue to offer the same formulary (list of covered drugs).
Here Are Some Other Ways To Save
